大学英语作文校园贷款

1. 找一篇关于大学生不还助学贷款的英语作文

不知道好不好，自己看罗。。
国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。自1999年实施以来，在缓解贫困大学生的就学资金压力方面起到了一定的积极作用，但目前由于国家助学贷款制度仍存在政策设计方面的缺陷，贷款的实际覆盖率还很低，而且出现了高违约率现象，严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

2. 大学生偿还贷款主题英文作文

国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。自1999年实施以来，在缓解贫困大学生的就学资金压力方面起到了一定的积极作用，但目前由于国家助学贷款制度仍存在政策设计方面的缺陷，贷款的实际覆盖率还很低，而且出现了高违约率现象，严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

3. 我对小额贷款公司提供的校园贷款的看法英语作文

小额贷款提供的销售贷款我认为是不对的，因为学生都没有经济偿还的能力。

4. 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

5. 大学英语作文，跪谢！

From the bar chart given above, we can find that it reflects the statistics of profession inclination between girls and boys. Most obviously, 40% of boys intend to be a manager, with only 15% of girls choosing this job. When it comes to the profession of teacher, we can observe that 45% of girls prefer to take this job, while the proportion of boys only account for 5%, 40% lower than that of girls.
The bar chart informs us of the phenomenon that there exists some difference in profession inclination between boys and girls. What exactly contribute to this phenomenon ? reasons can be listed as follow: for one thing, quite a few boys regard being a manager as a symbol of success. As this profession stands for promising futures, fat pay and competence. Moreover, boys’ decision to be a manager can also be attributed to the power of so-called “group dynamics”: when members of their social network prefer to be a manager after graation, they are easily influenced and imitate others’ behavior unconsciously or consciously. When it comes to girls, the are more inclined to be a teacher. As this profession features stability and respect. Take social and biological factors into account, we know that it is reasonable for girl to choose teacher as their ideal profession goals.
Both girls and boys have rights to choose their profession. However, one thing we should bear in mind is that there exists no better or worse, superior or inferior jobs, but suitable and satisfactory ones.

6. 求一篇英语作文《我的大学校园》

My College Life How time flies! It has been two years since I came to XXX College. In the two years, many things have happened. I also meet a lot of friends here. Two years is not too long for man's life. But the two years I lived on campus has changed me a lot. For example, from the day I was born to the day I went to school, I had never left home alone for a long time and do housework by myself. How to deal with my roommates and classmates? These questions were all difficult for me to work out at that time. Today I get on well with them and do everything in life calmly. But all these changes were not easy for me. Sometimes I feel lonely, angry and also homesick. But fortunately I meet a lot of good friends. They helped me spend these sad days. I find words cannot express my sincere thanks to them. When they need help, I will do everything I can to help those who helped me before. I'll have another two years in college,which I will treasure with my friends. Everything in college will be my great memory in my life for ever.

7. 大学英语作文我的校园

英语作文我的学校My school is at Haimen Town. It is very big and beautiful. There are forty-three classes in it. When you come to our school, you can see the modern teaching building.
Our teachers work and do practice in it. Behind the building, there are two classroom buildings and a school library. In the library there are thousands and thousands of books. After clayou can borrow the books you want and also you can read them in the reading room at any time.
Beside our classroom, there is a big playground. At about 4:30 p.m. every day, many students play football, basketball and some of them play tennis. All the playground is alive.
Our school is a model school in Jiangsu. I like my school very much.
There is my new school covering an area of 100 mu with a river which runs around the clock.It's so beautiful that you almost forget to do what you are going to.If you walk on further,you will find a big flower bed which is full of all kinds of flowers,
and a tall building filled with hi-tech facilies to make our study easier and more convenient.Along the left bushes stands our canteen,where cooks provide delicious food every day to keep us healthy.If you are lucky,you will see birds which students and teachers raise together,and they always fly in the sky freely.
Ok,that's all.That is my new beautiful school!
My School
This is my school, it is so big and beautiful. School classroom very capacious, also extremely clean, our teacher is very friendly to us. Our school is in stationery shop opposite. Our school learning environment is very good.
We study at school very happy! I love my school!

8. 求一篇关于学生校园贷款的英语作文，六级考试能用的

晚的英语太厉害了吧，都过六级了。

9. 大学生贷款应不应该被禁止的英语作文

今天，小红打扮的非常漂亮。头上扎着粉红色的蝴蝶结，颈脖子上系着鲜艳内的红领巾，身上穿容着一条粉色的连衣裙，在路上走着。
突然，小红发现有地上许多大米，就像一颗颗洁白无瑕的珍珠。小红顺着洒落在地上的米粒往前一看，发现前面有一个小男孩背着的大米袋子破了一个洞，大米就是从这个洞里悄悄地溜出来的。
于是，她赶紧追上去喊住了小男孩，对他说：“哥哥，你的米袋破了。”小男孩连忙放下米袋一看，呀！米袋什么时候破的呀？看着破了大洞的米袋和洒落在地上的大米，小男孩急的就像热锅上的蚂蚁。这可怎么办？小红突然眼睛一亮，想起了扎在自己头上的蝴蝶结，她赶紧解下来，把蝴蝶结扎在米袋上说：“哥哥，这个蝴蝶结送给你了。”小男孩感动地说：“小妹妹，谢谢你！”小红不好意思地说：“不用谢，这是我应该做的。”
望着哥哥米袋上飘着粉红色的蝴蝶结，小红开心的笑了！